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A full quarter of Americans have debt and aren't saving for retirement, but they still feel good about their money

A full quarter of Americans have debt and aren't saving for retirement, but they still feel good about their money
Tom Werner/Getty



About 27% of Americans who have debt and aren't saving for retirement still think they're in good financial shape.




That's according to a recent survey by Insider and Morning Consult, which asked around 2,000 Americans about their financial health for a new series, "The State of Our Money."




At the end of the day, it's a naturally American predicament to be juggling debt, current expenses, and saving for the future.




Perhaps with sluggish wage growth and record levels of debt affecting every generation the threshold for feeling "good" about our money is sitting pretty low.




Read more personal finance coverage.



There's a big gap between perception and reality in too many Americans' financial lives — or maybe that's just our new normal.
A recent survey by Insider and Morning Consult asked around 2,000 Americans about their debt, earnings, and savings for a new series, "The State of Our Money."
The findings reveal that a large share of the respondents feel ostensibly great about their money, even though they're lagging on traditional markers of financial success.
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