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7 common driving tickets that could cause your car insurance bill to spike

7 common driving tickets that could cause your car insurance bill to spike
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The easiest way for almost anyone to control the cost of their car insurance is to maintain a good driving record.




Most traffic violations or accidents lead to an increase in the cost of your insurance premium, which could affect your rate for up to three years, according to an analysis by the Zebra.




Texting and driving could lead to a premium increase of around $288 a year, while driving under the influence could cause your premium to jump by 74%.




See what your car insurance could cost with Allstate »



Transportation is one of the largest expenses for the typical American. That's no surprise when you consider the average car insurance premium can range from about $1,660 a year in New England to roughly $1,220 in the Southwestern US.
Car insurance rates vary widely from person to person, but are usually determined by vehicle type, and the driver's location, age, gender, and driving record. A few of these factors are uncontrollable to the individual — younger people and women tend to be viewed as riskier drivers, regardless of where they fall on other marks.
The easiest way for almost anyone to control the cost of their car insurance is to maintain a good driving record. Your car insurance premium ultimately reflects the risk you present to the insurance company — the more accidents you've been in or traffic violations you have, the riskier you are to insure and the higher your monthly payment will be.
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